When you're looking for the proper coverage for your vehicle(s), we understand cost is an important factor, but low price might mean low protection. We help you understand the ways you can reduce the cost of your auto insurance while maintaining proper protection.
Understanding a little bit about auto insurance can help you understand the importance of proper protection for you and your family.
Here are simple definitions for six types of coverage within an auto insurance policy:
- Bodily injury liability: Covers your legal fees, court costs and compensation due to bodily injury claims brought against you.
- Medical payments: Covers the medical expenses for injuries sustained by you, resident relatives and other people in your auto as the result of an accident. (Auto insurance coverage varies by state.)
- Property damage liability: Covers your legal liability for property damage claims brought against you.
- Collision: Coverage that pays for damage to your auto and its equipment caused by collision or upset.
- Comprehensive: Coverage that pays for damage to your auto and its equipment not caused by collision or upset. This includes, but is not limited to, damage from fire, theft, glass breakage, vandalism and damage resulting from contact with persons, animals, birds or falling objects.
- Uninsured and underinsured motorist coverage: Provides coverage when you are injured in an accident caused by another person who either has no auto insurance or who has insurance limits that are insufficient to cover your damages. Some states require that this coverage also include property damage
Contact us now for more information on insuring your vehicle(s).
800-230-3927 IN/OH 812-637-2300 KY 859-795-5930
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Any content or related content is for informational purposes only. Only the policy contains the specific details of the coverage, conditions and exclusions. This website is only providing a general description and or answer to coverage offered. Eligibility for insurance coverage will be determined at the time of application, based on upon applicable underwriting guidelines and rules in effect at that time.